Terms & Conditions
Last updated: July 2026
These terms and conditions ("Terms") govern your access to and use of the website at easyasloans.com.au (the "Website") and the finance broking services provided by Easy As Loans. By using this Website or engaging our services, you agree to these Terms. If you do not agree, please do not use the Website.
1. About us
This Website is operated by Easy As Loans (ABN 77 590 660 633), holder of Australian Credit Licence (ACL) 477976 ("we", "us", "our"). We are a finance and mortgage broker based in Adelaide, South Australia. We arrange finance on behalf of our customers with third‑party lenders — we are not a lender and we do not provide credit ourselves.
2. Our services
We provide credit assistance by helping you identify and apply for finance products offered by third‑party lenders that may suit your circumstances. Submitting an enquiry through this Website does not constitute a credit application, nor an offer or guarantee of finance. Any finance is provided by, and subject to the approval, terms, conditions, fees, charges and eligibility criteria of, the relevant lender.
3. No guarantee of approval
While we work hard to find a suitable outcome for every customer, we cannot and do not guarantee that finance will be approved, or that any particular interest rate, amount, term or feature will be available to you. Approval is at the sole discretion of the lender.
4. General information only
The information on this Website and any general guidance we provide is of a general nature only. It does not take into account your personal objectives, financial situation or needs, and does not constitute financial, credit, legal or taxation advice. You should consider whether it is appropriate for you and seek independent advice before making any decision.
5. Your responsibilities
By using this Website and our services, you confirm that you are at least 18 years of age, have the legal capacity to enter into a credit contract, and that any information you provide to us is true, accurate and complete. You agree to promptly update us if your circumstances change.
6. Fees and commissions
We may receive commissions, fees or other benefits from lenders or other third parties in connection with finance we arrange for you. You are entitled to ask us about the commissions we may receive. Any fees payable by you will be disclosed to you before you proceed.
7. Intellectual property
All content on this Website, including the Easy As Loans name, logo, text, graphics and layout, is owned by or licensed to us and is protected by intellectual property laws. You may not copy, reproduce, modify or distribute any part of this Website without our prior written permission.
8. Third‑party links
This Website may contain links to third‑party websites. We provide these links for convenience only and are not responsible for the content, products or services of any third‑party site.
9. Availability and liability
We aim to keep the Website available and accurate, but it is provided on an "as is" and "as available" basis. To the maximum extent permitted by law, we exclude all liability for any loss or damage arising from your use of, or reliance on, this Website. Nothing in these Terms excludes any rights or remedies you may have under the Australian Consumer Law or other laws that cannot lawfully be excluded.
10. Privacy
Your privacy is important to us. Our Privacy Policy explains how we collect, use, hold and disclose your personal and credit information, and forms part of these Terms.
11. Complaints and dispute resolution
If you have a concern or complaint, please contact us first at [email protected] or 0402 083 863 and we will do our best to resolve it promptly. If we are unable to resolve your complaint to your satisfaction, you may refer it to the Australian Financial Complaints Authority (AFCA), our external dispute resolution scheme, which provides a free and independent service:
AFCA — 1800 931 678 · www.afca.org.au · [email protected] · GPO Box 3, Melbourne VIC 3001.
12. Changes to these Terms
We may update these Terms from time to time. The current version will always be available on this Website, and your continued use of the Website means you accept the updated Terms.
13. Governing law
These Terms are governed by the laws of South Australia and the Commonwealth of Australia, and you submit to the non‑exclusive jurisdiction of the courts of that State.
14. Contact us
Easy As Loans · ACL 477976 · ABN 77 590 660 633
Adelaide, South Australia
Email: [email protected] · Phone: 0402 083 863