A sharper rate, fast
No impact on your credit score
Real people, no call centres
A sharper rate, fast
We make the lenders compete and come back with a sharp rate — often the same day — so you can move on the car you want.
Your next car,
handled for you.
Easy as.
What are you looking to finance?
- A sharper rate, fast
- No impact on your credit score
- Real people, no call centres
We compare 50+ of Australia's most trusted lenders
Westpac
Macquarie
Pepper Money
Liberty
Latitude
Plenti
NOW Finance
Wisr
Firstmac
ANZ
Angle Finance
Money3
and many more — so you never have to knock on every door yourself.
Finance shouldn't be this hard
Going bank to bank on your own is slow, confusing and easy to get wrong. We flipped it around.
On your own
- Chasing bank after bank, retelling your story each time
- Every knock-back chips away at your credit score
- Rates and fees you can't see until it's too late
- Generic offers that were never built around you
With Easy As Loans
- One chat, and we take it from there
- We protect your credit file from the very first call
- A clear rate, fees and repayments up front
- Matched to the right lender for your situation
How it works
Four simple steps from "I'm thinking about it" to keys in hand.
-
01
Have a chat
Tell us what you're after. A quick application or phone call is all it takes to get started.
-
02
We do the legwork
We match you to the right lender for your situation — protecting your credit file as we go.
-
03
Your best rate
We come back fast with a clear answer and a sharp rate that genuinely suits you.
-
04
Drive away
Paperwork sorted, settlement done. You're in the car — easy as.
See what it could cost
Move the sliders for a quick repayment estimate. When you're ready, we'll personalise the rate to your situation across 50+ lenders.
$5k$200k
1 yr7 yrs
5%20%
Repayment frequency
Estimated weekly repayment
$0
Example rate of 7.5% p.a. over 5 years.
Personalise my rate
Estimate only, for illustration. Your actual rate and repayments depend on the lender and your circumstances. This is not a quote or an offer of credit.
Real customers. Real cars.
Fifteen years of handshakes, keys and happy drive-aways. Here are a few of the people we've helped.
Why people choose us
We've been doing this a long time. The reason people come back — and send their mates — comes down to a few simple things.
Careful with your credit
One considered application to the right lender — never a scattergun that dings your score. We protect your credit file from the first call.
We do the running around
You're busy. We chase the lenders, compare your options and handle the paperwork — so you can get on with your day while we sort it.
Real people, no call centres
You deal with us, personally, here in Adelaide. The same friendly faces from your first question to your last.
15+ years of trust
We've built this business on doing right by people. Speed and honesty, every single time.
We genuinely love cars
Getting you into the right car is the best part of our day. We're as excited about it as you are.
Common questions
What is pre-approval and why does it matter?
Pre-approval is a quick assessment of your financial situation that gives you a clear idea of how much you can borrow and at what rate. It helps you shop with confidence and moves the formal approval process much faster.
Will applying affect my credit score?
Our job is to protect your credit score. We do a soft check and quote your options before anything is ever submitted to a lender, so there's no impact on your credit file from getting started with us. Making lots of enquiries yourself is what damages your score — as a broker, we compare the lenders upfront and only submit one considered application to the right lender for your situation.
How long does the process take?
Most clients receive a pre-approval outcome within 24 hours. Full settlement timelines vary by loan type, but our team works to make the process as fast as possible.
What kind of employment do I need to apply?
We work with a wide range of lenders, so we can assist if you're employed full-time, part-time, or casually. We also support business applications, including sole traders, companies, and trusts.
What documents will I need to apply?
In most cases, you'll need proof of identity (driver's licence or passport), proof of income, and details of any existing liabilities. We'll guide you through the exact requirements based on your circumstances and the loan type.
Do I have to do all the running around?
Nope — that's our whole job. You tell us what you're after, and we chase the lenders, compare your options and handle the paperwork. You're busy; we're on it.
What can I finance?
Cars are our bread and butter, but we also arrange finance for utes, caravans, boats, bikes and personal lending. If you're not sure, just ask.
Are you licensed?
Yes. Easy As Loans holds Australian Credit Licence (ACL) 477976 and operates under ABN 77 590 660 633.
Ready when you are.
Start your application now, or pick up the phone — whatever's easiest.